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Certificate of Deposit rates are subject to change each Wednesday.
Certificate of Deposit (CDs & IRA CDs)
(*)denotes a rate and / or yield available
to Direct Rewards members only
Rates effective as of July 1, 2008
Term Minimum
Investment		 Interest Rate Annual Percentage Yield

6 month Youth age 0-21

 $100 - $2,000 4.88%
 5.00%
3 month $500 or more 2.47%
2.71%*		 2.50%
2.75%*
6 month $500 or more 2.49%
2.73 %*		 2.52%
2.77 %*
12 month $500 or more

2.73%
2.98%*

 2.77%
3.02%*
18 month $500 or more 2.79%
3.03%*		 2.83%
3.08%*

20 month
Step Up

 $500 or more 2.90%
3.07%*		 2.94%
3.12%*
24 month $500 or more 3.92% 4.00%
30 month $500 or more 2.90%
3.14%*		 2.94%
3.19%*
36 month $500 or more 2.90%
3.14%*		 2.94%
3.19%*
48 month $500 or more 2.99%
3.24%*		 3.04%
3.29%*
60 month $500 - $5,000 4.88% 5.00%
60 month $500 or more 2.90%
3.14%*		 2.94%
3.19%*


Rate Sheet
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Ask about our CD Rates for $100,000 or more!!

Traditional IRA & Roth IRA Accounts
Tier APY*
Average daily balance of $100 - $1,999 1.75%
Average daily balance of $2,000 - $9,999 2.00%
Average daily balance of $10,000 - $49,999 2.10%
Average daily balance of $50,000 -$99,999 2.25%
Average daily balance of $100,000 & up 2.75%

*APY = Annual Percentage Yield

  
 
      Your Savings Federally insured to at least $100,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S Government Agency.    

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