Open a New Youth Account!

Grow Your Money, Grow Your Future!
Start your child on their financial journey!

SmartStart

FREE Youth & Teen Debit Cards
Learn Smart Money Habits + Parent Controls
All Local and All in One App

Hearts & Heroes

Join us in helping first responders provide
compassionate support to individuals with
autism in emergency situations.

U Deserve Platinum

4.90% Intro Rate
Platinum & Platinum Rewards!

Save to Win

Save a Little and WIN BIG!

Upcoming Seminars

Register for one of
our upcoming Seminars!

Fraud Alert – United Financial will never ask for personal information, PIN numbers, debit card information, or online banking details by phone, text, or email. If you receive a suspicious call or text, hang up and call us directly at 989-777-3620

REMINDER  – if you have a mortgage with an escrow, new payments are effective as of April 1, 2026. Please check your account before making a payment for the new amount.

 

Refer a Friend!

If you love United Financial Credit Union, Tell your friends and family about us! Refer someone to United Financial and you’ll both be rewarded!

 

Hometown Hero

Celebrating our local Hometown Heroes – Thank you for your Service – Enjoy Special Account Perks with our Hometown Heroes Program.

Auto
Loan

Mortgages

Checking &
Debit Cards

Business
Services

Current Events & Calendar

Something is always happening, so come see what’s new at the CU!

Mortgages

Are you looking for a new home in Michigan? Whether you’re buying your first home or your third, we have a streamlined process that can help you quickly find financing for your home. You’re only 3 easy steps away from a mortgage!

Auto Loan

Need a new ride? We can help get you into the right car for your needs! Come speak with one of our team members about what you’re looking for, and we can help you explore what you can afford.

Locations & ATMS

United Financial Credit Union has branch locations all over Mid-Michigan, so find a location or ATM near you!

Schedule an Appointment

Have questions? We’d love to sit down and discuss your needs! Schedule an appointment at one of our branches now.

Take Your Banking Anywhere!

Download the United Financial mobile app and manage your account anytime, from anywhere! Available for both Android and Apple smartphone devices.

Sign Up For Emails

Sign up for our monthly newsletter here!  You’ll get product and service updates, promotions and special offers, helpful tips and more.

Free Financial Education!

We’re constantly updating our Financial Education blog with new articles on how you can save money, set good financial habits, and other helpful tips.

Mission Statement

Through innovative, friendly, and quality service, United Financial Credit Union will provide long-term financial stability to
our credit union, our members and their families!