What is my Credit Score?

What is my Credit Score?

We’ve all heard so much in recent years about “credit scores.” But, what are they and how are they used? Your credit score is a three-digit number generated by a mathematical algorithm using information in your credit report.  It’s designed to predict risk,...
Seven Steps to a Successful Budget

Seven Steps to a Successful Budget

Budgeting can be a simple and straightforward process. It can also be a rewarding experience for all family members. But, it takes interest and commitment. Here are seven steps to help you create a successful budget. Discuss Values – Determine what is most important...

Why a Credit Union is Better than a Bank

  Banks are not the only financial institution around. If you use a bank simply because that’s what you’ve always done, you might be surprised to learn that when it comes to managing your finances, auto loans, mortgages, and planning for your retirement you could do...