Making more happen with the power of “yes.”
Sometimes you just need to make a purchase now. Our personal loan programs are here to help your family in any way we can. We promise to treat each request with the respect you deserve.
When you need a little more cash.
Ideal for larger expenses such as home computers, family vacations, minor home improvements, and more, our United Financial Credit Union personal loans are a great solution. Applying for a personal loan online is quick and simple.
Get Flexible
Qualified applicants can borrow up to $20,000 with great personal loan rates and comfortable repayment terms.
Keep Saving
Personal loans, like our Quick Cash Loan, can help you free up some cash without touching your savings. You may prefer to save those funds for a rainy day!
Skip a Payment!
Our Skip A Pay program allows members to skip up to two (2) monthly payments on your personal loan(s) per rolling year.
Explore our personal loans
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Example payment on $1,000 at 9.50% for 1 years – $87.70 per month
Need help rebuilding your credit? We have just the solution for you!
Everyone deserves a little help getting back up on their feet. Our Credit Rebuilder Loan helps establish improved credit through regular monthly payments, all while building you a savings account at the same time! Our Credit Rebuilder Loan is a great personal loan option designed to repair your credit.
Credit rebuilder loan
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Check out our free resources to help you plan your purchase!
Protect the things that matter the most.
Financial Protection for the unexpected – protect the ones that matter most. United Financial CU Debt Protection with Life Plus* could help your family’s financial situation against a variety of covered life events:
- Involuntary Unemployment
- Disability
- Death
For additional protections, Life Plus can extend your United Financial CU Debt Protection with Life Plus to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.
- Accidental dismemberment
- Terminal illness
- Hospitalization or family medical leave
Your purchase of United Financial CU Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.
Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of United Financial CU Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.
Guaranteed Asset Protection (GAP) is like an airbag for your vehicle loan.
Guaranteed Asset Protection can help fill the gap between what your vehicle insurance will pay and what you owe on your loan, to cushion you against sudden out of pocket expenses if your vehicle is deemed a total loss. GAP can help lighten the financial burden for you and the people you care about. Get GAP today so you can worry a little less about tomorrow.
Mechanical Repair Coverage (MRC)
You depend on your car. But big unexpected repairs can happen after your factory warranty expires. Mechanical Repair Coverage (MRC) can help you limit the cost of any covered breakdowns. You pay only the applicable deductible, if any. MRC can help lighten the financial burden for you and the people you care about. Get MRC today so you can worry a little less about tomorrow.