Helping you make the most of life.
What’s life without some leisure? With our Recreational loan options, you can unlock new adventures on land, sea, and mud!
Doing what we can to support your lifestyle
Our Recreational Loans support today’s active lifestyles.
Whether you’re shopping for a family RV or planning a vacation; our recreational loans can help you get there! We offer low rates, and easy repayment terms – with up to 100% financing!
Recreational loans can cover purchases including boats, RVs, motorcycles, snowmobiles, and other personal watercraft and power sport vehicles! See our complete list of Indirect Dealers we work well with.
More Horsepower, Less APR
Our flexible, personalized loans are matched only by some of the best rates around!
Get Flexible
Enjoy pre-qualification, plus financing up to 100% and terms up to 15 years!
More Safety Features
We’ve thought of the unthinkable so you don’t have to. We offer full protection with GAP, mechanical breakdown, and debt protection for all of life’s hairpin turns.
Explore our Recreational Rates
Travel Trailer, Motor Home, Boat, & Snowmobile Loan
Maximum Amount
Maximum Term
APR*
Example payment on $10,000 at 7.25% for 5 years – $199.22 per month
7.25% rate is lowest available rate – not to be combined with any other discounts or offers.
° = Term limits apply. Call Credit Union for details.
Insure your new toy with UFirst Financial
You love it, so protect it! UFirst Financial can help members save money on motorcycle, boat, off-road vehicle insurance and more!
Skip A Payment
There are times when you may need a little extra cash due to unexpected financial obligations. Our Skip A Pay program allows you to skip up to two (2) monthly payments on your loan(s) per rolling year; skipped payments may not be in consecutive months. For a $40 fee, United Financial offers Skip a Pay to allow you to skip your loan payment, so you can use that money for something else. When you use this option on your eligible United Financial loan*, you can take the money you’d normally use to pay your loan to cover:
To Skip your Payment – Log into Online Banking. You will see a menu option – Skip a Payment
If your loan is eligible to be skipped, follow the on screen prompts to process your request!
*Non-eligible loans include mortgages, Commercial Loans, Elan credit cards, no credit check special loans, home equity lines of credit, unsecured lines of credit and any loan being paid by credit union disability insurance. Some Restrictions May Apply. You can skip two payments per rolling calendar year, cannot be consecutive payments skipped. $40 fee per skipped payment.
If you have an automatic payment from another institution and are doing a skip a pay, please contact the Credit Union to suspend the automatic payment for that month.
Check out our free resources to help you plan your purchase!
More vehicles calls for a bigger garage!
Protect the things that matter the most.
Financial Protection for the unexpected – protect the ones that matter most. United Financial CU Debt Protection with Life Plus* could help your family’s financial situation against a variety of covered life events:
- Involuntary Unemployment
- Disability
- Death
For additional protections, Life Plus can extend your United Financial CU Debt Protection with Life Plus to address a wide range of circumstances, giving you the reassurance of knowing you’ve taken steps to help secure your finances.
- Accidental dismemberment
- Terminal illness
- Hospitalization or family medical leave
Your purchase of United Financial CU Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply.
Please contact your loan representative or refer to the Member Agreement for a full explanation of the terms of United Financial CU Debt Protection with Life Plus. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.
Guaranteed Asset Protection (GAP) is like an airbag for your vehicle loan.
Guaranteed Asset Protection can help fill the gap between what your vehicle insurance will pay and what you owe on your loan, to cushion you against sudden out of pocket expenses if your vehicle is deemed a total loss. GAP can help lighten the financial burden for you and the people you care about. Get GAP today so you can worry a little less about tomorrow.
Mechanical Repair Coverage (MRC)
You depend on your car. But big unexpected repairs can happen after your factory warranty expires. Mechanical Repair Coverage (MRC) can help you limit the cost of any covered breakdowns. You pay only the applicable deductible, if any. MRC can help lighten the financial burden for you and the people you care about. Get MRC today so you can worry a little less about tomorrow.
Unlock the Benefits of United Financial Credit Union Membership
Take the first step towards financial success with United Financial Credit Union. Experience personalized service, exclusive offers, and a community committed to your financial well-being.