Financial Tip

Welcome to our Blog Library! Explore expert blogs, articles, and guides covering investment strategies, retirement planning, budgeting, and more. 

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How to Budget

A practical, workable budget is one of the most crucial tools in your financial wellness arsenal. Starting Points Your budget is your blueprint for keeping cash flow positive, and for sticking to your saving goals. If you have a partner, it's essential to have one...

Reasons to Refinance

Refinancing can be beneficial if everything lines up in your favor. What can you get out of it? The list is long and exciting for someone stuck with loan payments that they aren’t happy with. Lower Interest Rate One of the most powerful outcomes of refinancing a loan...

How To Manage Your Debt: Strategies & Tools

While being in debt is never ideal, some types of debt are better than others because of the effect the debt can have on you or your net worth. To reflect this, debt is sometimes broken up into “good debt” and “bad debt.” “Good Debt” is debt that is an investment back...

Turn Over A New Leaf With Our Double Step Up CD!

    Looking to start some new investments in 2021? United Financial is offering a fantastic CD special to ring in the new year! New to CDs? A certificate of deposit, or CD, is one of the safest forms of investment out there. CDs are backed and insured by the...

Simplify your life with Online Bill Pay

Are you ready to simplify your life?  Enroll in Ney Pay Online Bill Pay and you can have all of your bills paid right out of your credit union account every month! There’s no need to buy stamps or run to the mail box at the last minute. You can pay an unlimited number...

Best Practices for using a Credit Card

By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular purchases. Get the Right Card The first step to best using a credit card is to get the right one. That means doing your research. You should consider...

How to Take Control of Your Finances this Holiday Season

How to Take Control of Your Finances this Holiday Season

Save the Red for Decorations Ready or not, the holidays are almost upon us! Kids count the days with eager anticipation while you count the days with dread. You promised yourself last year that your holiday finances wouldn’t ruin your mood, but you’re already feeling...