2020 was a rough year for all of us, but some had it worse than others. That’s why United Financial Credit Union started a Kindness Campaign with our employees starting in October. Spreading kindness into our communities is an integral part of what we do, now...
Financial Tip
Welcome to our Blog Library! Explore expert blogs, articles, and guides covering investment strategies, retirement planning, budgeting, and more.
Life is Better When You’re A Member!
How To Manage Your Debt: Strategies & Tools
While being in debt is never ideal, some types of debt are better than others because of the effect the debt can have on you or your net worth. To reflect this, debt is sometimes broken up into “good debt” and “bad debt.” “Good Debt” is debt that is an investment back...
Turn Over A New Leaf With Our Double Step Up CD!
Looking to start some new investments in 2021? United Financial is offering a fantastic CD special to ring in the new year! New to CDs? A certificate of deposit, or CD, is one of the safest forms of investment out there. CDs are backed and insured by the...
Simplify your life with Online Bill Pay
Are you ready to simplify your life? Enroll in Ney Pay Online Bill Pay and you can have all of your bills paid right out of your credit union account every month! There’s no need to buy stamps or run to the mail box at the last minute. You can pay an unlimited number...
Having a baby? Here’s how to plan financially for such a big change.
Are you adding a child to your family? Congrats! Whether it be through birth or adoption, parenthood is very fulfilling for many people. As with any major life change, if you have a better grasp of the financial requirements and tasks, you can be better prepared for...
Best Practices for using a Credit Card
By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular purchases. Get the Right Card The first step to best using a credit card is to get the right one. That means doing your research. You should consider...
How to Take Control of Your Finances this Holiday Season
Save the Red for Decorations Ready or not, the holidays are almost upon us! Kids count the days with eager anticipation while you count the days with dread. You promised yourself last year that your holiday finances wouldn’t ruin your mood, but you’re already feeling...
Contactless Shopping with Mobile Wallet
Your Wallet Just Got Smarter! Purchasing has never been easier. You can use Apple Pay™, Google Pay™, or Samsung Pay™ with your United Financial debit card to pay quickly and conveniently. Use your mobile wallet to pay in stores, online, and for in-app purchases....
Why You Should Avoid Payday Loans
Sometimes you just don’t have enough cash in your account and your next payday is still weeks away. Maybe hours were reduced at work, or you’re facing unexpected car trouble or another bill. When your check can’t come fast enough it may seem easy to just take...
Biggest Reasons to Keep an Emergency Fund
In life it’s best to expect the unexpected. While we may hope for the best, an emergency fund is the perfect plan to help soften the blow when it comes to abrupt financial difficulties. Typically, emergency funds are a savings of 3 to 6 months worth of living...
Opening Your First Account
Opening an account at a credit union is the first step toward owning your personal finances. Best of all? It’s super easy. Why Open an Account? Up until now, you’ve probably kept all of your money in your wallet or a jar on your dresser. While that may work when...
Recognizing and Avoiding Scams
Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect you, your loved ones, and your hard earned cash. Coronavirus Scams The FTC has received a surge of reports of COVID-19 related scams. They...