Financial Tip

Welcome to our Blog Library! Explore expert blogs, articles, and guides covering investment strategies, retirement planning, budgeting, and more. 

Life is Better When You’re A Member!

Contactless Shopping with Mobile Wallet

Your Wallet Just Got Smarter! Purchasing has never been easier. You can use Apple Pay™, Google Pay™, or Samsung Pay™ with your United Financial debit card to pay quickly and conveniently. Use your mobile wallet to pay in stores, online, and for in-app purchases....

Why You Should Avoid Payday Loans

  Sometimes you just don’t have enough cash in your account and your next payday is still weeks away. Maybe hours were reduced at work, or you’re facing unexpected car trouble or another bill. When your check can’t come fast enough it may seem easy to just take...

Biggest Reasons to Keep an Emergency Fund

  In life it’s best to expect the unexpected. While we may hope for the best, an emergency fund is the perfect plan to help soften the blow when it comes to abrupt financial difficulties. Typically, emergency funds are a savings of 3 to 6 months worth of living...

Opening Your First Account

Opening an account at a credit union is the first step toward owning your personal finances. Best of all? It’s super easy. Why Open an Account? Up until now, you’ve probably kept all of your money in your wallet or a jar on your dresser. While that may work when...

Recognizing and Avoiding Scams

Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect you, your loved ones, and your hard earned cash. Coronavirus Scams The FTC has received a surge of reports of COVID-19 related scams. They...

What to Know Before Paying Off A Loan

  Being in debt can be overwhelming, but it doesn’t have to be. Sitting down to make a plan of action to pay off your loan will help take some weight off your shoulders. Don’t Neglect Monthly Expenses Throwing every last dollar you have at your loans is no way to...

Advertising Ploys To Be Aware of This Black Friday

  Before you shop this holiday season, make sure you’re getting the best deals possible. Don’t waste your hard-earned money on advertising tricks that claim to give you the best value. Here are a few tips on what to look out for during this year’s Black Friday...

Halloween Decor on a Budget

  Halloween may look a little different this year, but that doesn’t mean you can’t get festive for the holiday! You may not want to invest a ton of money into decorations, so here are some simple and affordable ways to spruce up your home for Halloween. Shop...