Financial Tip

Welcome to our Blog Library! Explore expert blogs, articles, and guides covering investment strategies, retirement planning, budgeting, and more. 

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What to Know About Credit Card Minimum Payments

A minimum payment on your credit card is the lowest amount you are able to pay without penalties. It could be a set fee, such as $25 a month, or it could be a percentage of your balance plus any fees or interest. However, making the minimum payment is not always the...

5 Reasons to Switch to United Financial

We can’t think of a better time to switch financial institutions than at the beginning of a new year! There are lots of reasons to become a member of United Financial Credit Union. With locations all around Michigan--we fit the mitt, and we fit your life too! 1....

Savings with Benefits and $5,000 in Quarterly Prizes!

  Save to Win is our free prize-linked savings program that rewards members for contributing to their own savings account. Just open a 12-month Save to Win share certificate with at least $25, and you’ll be entered to win monthly and quarterly prizes. In addition...

Have Some Money to Put Away? Consider a CD

The holidays are the perfect time of year to put some money away into a CD (certificate of deposit). Whether you’ve enjoyed a Christmas bonus or a gift of money from friends or family, you can put that cash into one of our many CD options and watch it grow! The main...

Instant Issue Debit Cards

  At United Financial, we are all about providing our members with services that make your life easier! That’s why we’re now offering instant issue debit cards at many of our branches. Losing your debit card is a hassle, but waiting days for a new card is even...

Reward Checking: Stretch Your Dollar Farther This Holiday

As we head into the holiday season, United Financial is here to reward you when you shop for others. We know you work hard for your money so you can have a great holiday and we want to help stretch your holiday budget as far as possible. That’s why we offer UFirst...

Celebrate No Spend November!

  BY: GREENPATH FINANCIAL WELLNESS  ( GreenPath is a service offered to United Financial Members) November brings longer nights, shorter days and a time to reflect on all that we are grateful for. It’s also the perfect time to shift our mindset about money and...

Looking to Improve Your Credit Score? Follow These 7 Tips

Would you like to have a higher credit score? Who wouldn’t? A strong credit score means more access to loans and credit opportunities, plus better interest fees and terms. Whether your credit is good or you’ve had some setbacks, taking actions to improve your score is...

New Baby? Follow These Financial Tips!

  A new baby brings plenty of automatic changes to your household, but one shift you’ll need to make for yourself are the adjustments to your finances. Here are some tips for new parents to set up your family for financial success. Health & Life Insurance...