What is a mortgage? If you’ve never personally bought a home, you may have a vague idea of what a mortgage is, but there are a lot of ins and outs you may not be familiar with. To put it simply, a mortgage is a legal agreement with an institution that gives the...
Financial Tip
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Want to Teach Your Children About the Importance of Saving Money? United Financial’s Kids Club Can Help!
Mar 21, 2019 | Our Products
Remember teaching your kids to tie their shoes and brush their teeth? Perhaps that wasn’t too hard. But have you tried explaining your kids about the importance of money? It can be quite a challenge--especially the idea of saving and budgeting. United Financial Credit...
Tax Return Not What You Expected? Here’s What You Need to Know
Mar 21, 2019 | Financial Tip, Our Products
BY: GREENPATH FINANCIAL WELLNESS ( GreenPath is a service offered to United Financial Members) Are you hoping to get a refund from your 2018 tax return? Many people intend to use their refund as a “forced savings plan” (essentially withholding extra taxes on purpose...
United Financial Reinvests In The Community With 3 Federally-Packed Housing Programs
Mar 15, 2019 | Financial Tip, Our Products
With the Federal Home Loan Bank Homeowner Initiative starting in April 2019, United Financial will be helping more people in Michigan find and improve their homes. With three different home ownership programs for helping home owners, we are finding new ways to improve...
Behind on Auto Payments? You’re Not Alone. Here’s How to Handle It
Mar 7, 2019 | Financial Tip
BY: GREENPATH FINANCIAL WELLNESS ( GreenPath is a service offered to United Financial Members) If you feel like you’ve been struggling to keep up with car payments, you’re not alone: According to a recent report from the Federal Reserve Bank of New York, over 7...
Why transfer your debt balance to United Financial?
Feb 12, 2019 | Our Products
Debt is never a fun topic to discuss, but it is an important one to understand. Debt can become a burden, but it can also be utilized as a useful financial tool for solving funding problems. When debt is unmanaged and becomes too much to overcome, that is when...
Card Skimmers: What Are They?
Jan 16, 2019 | Fraud Updates
There have been recent reports of card skimmers on devices in the Great Lakes Bay Region. Learn what to look for on the machines and how you can protect yourself. What is a skimming device? When it comes to protecting your identity and personal...
Understanding IRAs: Putting your cookies in the right cookie jar
Jan 15, 2019 | Financial Tip, Saving
This blog is Part Four of United Financial’s “Saving Series.” Check out the first blog in the series Intro To Savings Series and check back each month through April 2019 for the newest post. Oatmeal, chocolate chip, or shortbread. We all have a favorite cookie. And at...
HELOCs and Home Exteriors Naturally Go Together
Jan 15, 2019 | Financial Tip, HELOC
This blog is part five of our seven part HELOC series that will run through March 2019. Please visit the first blog in the series here, and return each month to view our latest addition to the series. Is your welcome mat worn out? Does your house look shabby...
4 Ways to Save Money
Dec 12, 2018 | Financial Tip, Saving
So far in our series on saving money, we’ve covered why you should save and why you should pay yourself first. Now it’s time to turn your attention to where to put your savings. Here are four ways to save money, and none of them involve a mattress or piggy bank. These...
United Financial Credit Union introduces UFirst Financial
Dec 6, 2018 | Press Release
United Financial Credit Union is pleased to announce UFirst Financial. UFirst Financial is a new service offered between United Financial Credit Union, Michigan Valley Insurance Agency and RichMark Private Wealth Management. With this new relationship, the Credit...
HELOC Series: HELOCs and home additions are made for each other
Dec 5, 2018 | Financial Tip, HELOC
This blog is part four of our seven part HELOC series that will run through March 2019. Please visit the first blog in the series here, and return each month to view our latest addition to the series. You love your home and neighborhood, but you’re bursting at the...