Put the power of your community on your side.
When you bank with your local credit union, you add to the strength of our collective. Experience a better way today, joining online is free and easy!
Membership is Available For
Michigan Residents
If you live, work, worship or attend school in the lower peninsula of Michigan, we’re in your neighborhood!
Family of Members
If you are an immediate family member or household member of a current United Financial member, we’re for you.
Membership is also available for individuals out of state who are related to family members with current membership at United Financial.
Bank Your Way
Visit us, bank online or even from your smartphone! Our flexible options fit perfectly with your busy life.
Enjoy Amazing Rates
Our flexible, personalized loans are matched only by some of the best rates around! Pay less, enjoy more!
A Beneficial Partnership
Get amazing benefits like free financial education, identity theft protection, insurance discount programs, and perks like discounted tickets to local events!
Start reaping the benefits of membership now!
See what our members love about us!
We serve hundreds of families throughout Michigan’s lower peninsula, and they’ve come to enjoy our:
- High-interest rates on savings accounts and Certificates of Deposit
- Checking accounts with attractive rewards.
- Low-interest rates on auto loans and mortgage
- Professional Wealth Management and Investment Consulting
- Discount programs on Auto/Home insurance and more
- Extended Drive Thru Hours
- Thousands of surcharge-free ATM locations
- Savings insured up to $250,000!
- Free financial education and counseling
- Flexible online and mobile banking services
- Remote Check Deposit
- Mobile Wallets
- Cryptocurrency*** portal built into online banking
- Savings Bond Redemption
- Discounts on Saginaw Spirit and Great Lakes Loons ticket
- Notary services
- Responsible lending practices
- Conservative investment practices
Banzai Financial Education
Banzai is a financial literacy program that is available to you and your home, for FREE. Experience real-world financial literacy with our courses, articles and calculators.
Benefits Plus
With a Benefits Plus® membership, you will be able to access discounts at over 500 local businesses on everyday purchases.
GreenPath Financial Wellness
Appointments with GreenPath counselors are available to our members. These financial experts can counsel you for debt management, budgeting, improving your credit score and more.
Zogo Finance
Zogo teaches you financial literacy through fun and engaging games! Download the free app using code “UFCU” for Apple or Android, or click the link to access their website from a desktop computer!
Purchase your Saginaw Spirit and Great Lakes Loons from us and get a great deal! Tickets available during active seasons at select offices.