Personal Checking Account
Take Control of Your Money with a Checking Account Designed for You
We believe managing your money should be easy, secure, and hassle-free. Our checking account is designed to fit your lifestyle, whether you’re making everyday purchases, paying bills, or saving for the future. With easy access, and powerful tools, you can stay on top of your finances with confidence.
Custom Debit Card
Express your creativity by adding your favorite photo to your United Financial Debit Card! Get Started Here
Instant Issue Debit Card
Instant Issue Contactless Debit Card technology lets you make everyday purchases quickly and safely with just the tap of your debit card.
FREE ATM WITHDRAWALS
Enjoy no surcharge on thousands of ATMs across our CO-OP network.
Use your United Financial checking to make purchases, pay bills or get cash.
- No minimum balance requirement
- There is no minimum amount that needs to stay on deposit.
- There are no fees regardless of your positive balance.
- Easily re-order your checks online (click here)
No Monthly Fee
We do not charge a monthly fee for account maintenance.
No Per Check Charges
Unlike some institutions that allow so many free and then start charging per-check over a certain number, United Financial lets you write as few or as many and it doesn’t matter.
Free Monthly Statement
There is no monthly statement-processing fee. We will send you a statement of your Checking account free every month.
Forty Free Checks
When you place your first order of checks with us (upon opening your new account), we will also order forty checks for you for free to get you started.
Free Checks for Seniors
We offer one style of checks free of charge to members who are 64 years of age and older. {One free check order per year}
Duplicate Copies of Each Check
The checks we offer come with carbonless copies – so you’ll automatically write a non-negotiable duplicate every time you issue a check. Checks are not returned on a monthly basis – so these copies serve as receipts. For a small fee, check copies may be ordered for proof of payment.
Debit/ATM Card Access
Your Checking account and Debit/ATM Card go hand in hand. In fact, you will need a United Financial Checking account in order to use the Debit/ATM Card for debit transactions. Click Here to OPT IN for Overdraft Services
Balance Your Account with United Financial Digital Banking
United Financial Digital Banking and U.S.24 Telephone Teller will give you the status of your account 24 hours a day, 7 days a week. You can transfer funds between accounts to cover checks or debits, monitor recent activity, and even reorder checks online. It’s a great compliment to your United Financial checking account!