Blog
Welcome to our Blog Library! Explore expert blogs, articles, and guides covering investment strategies, retirement planning, budgeting, and more.
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Best Practices for using a Credit Card
By properly managing a credit card, you can earn rewards and build your credit score, all while making your regular purchases. Get the Right Card The first step to best using a credit card is to get the right one. That means doing your research. You should consider...
How to Take Control of Your Finances this Holiday Season
Save the Red for Decorations Ready or not, the holidays are almost upon us! Kids count the days with eager anticipation while you count the days with dread. You promised yourself last year that your holiday finances wouldn’t ruin your mood, but you’re already feeling...
Contactless Shopping with Mobile Wallet
Your Wallet Just Got Smarter! Purchasing has never been easier. You can use Apple Pay™, Google Pay™, or Samsung Pay™ with your United Financial debit card to pay quickly and conveniently. Use your mobile wallet to pay in stores, online, and for in-app purchases....
Why You Should Avoid Payday Loans
Sometimes you just don’t have enough cash in your account and your next payday is still weeks away. Maybe hours were reduced at work, or you’re facing unexpected car trouble or another bill. When your check can’t come fast enough it may seem easy to just take...
Biggest Reasons to Keep an Emergency Fund
In life it’s best to expect the unexpected. While we may hope for the best, an emergency fund is the perfect plan to help soften the blow when it comes to abrupt financial difficulties. Typically, emergency funds are a savings of 3 to 6 months worth of living...
Opening Your First Account
Opening an account at a credit union is the first step toward owning your personal finances. Best of all? It’s super easy. Why Open an Account? Up until now, you’ve probably kept all of your money in your wallet or a jar on your dresser. While that may work when...
Recognizing and Avoiding Scams
Con artists cheat Americans out of billions of dollars every year. Recognizing red flags for potential scams can help protect you, your loved ones, and your hard earned cash. Coronavirus Scams The FTC has received a surge of reports of COVID-19 related scams. They...
United Financial Credit Union Announces Save to Win Quarterly Prize-Winner
Howard S. is the latest United Financial Credit Union member awarded for their participation the prize-linked savings program, Save to Win. For every $25 deposited into their accounts, members earn one entry into the monthly and quarterly drawings for a chance...
United Financial Credit Union Employees Spread Acts of Kindness in their Communities
United Financial Credit Union started a Kindness Campaign with their employees in October. The Credit Union recognized how the pandemic and other factors have taken a toll on the mental health of so many people. They wanted to do something to help spread some...
What to Know Before Paying Off A Loan
Being in debt can be overwhelming, but it doesn’t have to be. Sitting down to make a plan of action to pay off your loan will help take some weight off your shoulders. Don’t Neglect Monthly Expenses Throwing every last dollar you have at your loans is no way to...
Advertising Ploys To Be Aware of This Black Friday
Before you shop this holiday season, make sure you’re getting the best deals possible. Don’t waste your hard-earned money on advertising tricks that claim to give you the best value. Here are a few tips on what to look out for during this year’s Black Friday...
Groundbreaking held for United Financial Credit Union in Bay County
United Financial Credit Union, broke ground at their new location on Thursday, October 8th at 6354 Westside Saginaw Road in Frankenlust Township. The one level, 3,500 square foot building is expected be completed in the Spring of 2021. United Financial Credit Union is...