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Welcome to our Blog Library! Explore expert blogs, articles, and guides covering investment strategies, retirement planning, budgeting, and more.
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Celebrating Credit Unions during International Credit Union Month
Oct 14, 2020 | Community Involvement, Our Products
October is full of treats. Pumpkin spice lattes generally come back into stores around this time. Halloween brings us trick-o-treating and costume parties. And finally, October is International Credit Unions Month, with the third Thursday of each October being...
Halloween Decor on a Budget
Sep 24, 2020 | Financial Tip
Halloween may look a little different this year, but that doesn’t mean you can’t get festive for the holiday! You may not want to invest a ton of money into decorations, so here are some simple and affordable ways to spruce up your home for Halloween. Shop...
How To Handle Debt Collectors
Sep 4, 2020 | Financial Tip
Debt is a fact of life but being hounded by debt collectors can be a truly stressful and frustrating experience. It’s important to know your rights and how to handle these situations so you can get back to financial freedom! Don’t Ignore Them Putting debt...
Money Myths You Should Think Twice About
Aug 27, 2020 | Financial Tip, Saving
Bad advice is everywhere, especially when it comes to money. It’s always a good idea to take any advice you receive about money with a grain of salt and do your own research. It can save you a lot of trouble and heartache. Here are some common myths about finances we...
When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method
Aug 21, 2020 | Auto, Financial Tip
When looking for a new car, you have three main options: buy used, buy new, or lease. There are pros and cons to each method. Your choice will be based on various financial considerations, driving habits, and personal preference. Used Buying a used car is appealing to...
United Financial Credit Union Announces Save to Win Quarterly Prize-Winner
Aug 19, 2020 | Our Products
Saginaw, MI, July 2020 —Derek S. is the latest United Financial Credit Union member awarded for their participation the prize-linked savings program, Save to Win. For every $25 deposited into their accounts, members earn one entry into the monthly and quarterly...
How to Boost Your Local Economy
Aug 11, 2020 | Financial Tip
During a recession, there are plenty of things everyone can do to help boost the economy. Shutdowns, Social Distancing, and the Economy Many local governments are trying to navigate the economic impact of the COVID-19 pandemic. With residents staying home, local...
Health Savings Accounts
Aug 4, 2020 | Financial Tip
With a health savings account (HSA), you can set aside pretax income to pay for current or future health care, including deductibles, copayments, and any qualified medical expenses, including dental bills and prescription drugs. Any withdrawals you make from the HSA...
Credit Card Balance Transfers Through United Financial – Is it Worth It?
Jul 31, 2020 | Financial Tip, Saving
Debt can feel overwhelming. Managing multiple sources of debt even more so. Instead of keeping track of each of your balances, rates and payment dates--it may be easier to look into debt consolidation. Loan consolidations are a debt management strategy that...
To Buy or Not to Buy a Home?
Jul 29, 2020 | Financial Tip, Mortgage
Investing is like life: nothing ventured, nothing gained. If you're planning to buy a home, you probably have good reasons for your decision. It may be that you share the feeling that owning your own home is a key part of the American dream. But there are also...
Budgeting for Holiday Gifts Now
Jul 29, 2020 | Financial Tip, Saving
We all know that one person who starts buying gifts for the holiday season before anyone else. Is it insanity, or is it wisdom? Before you know it the days will be shorter, snow will blanket the ground, and the holiday stress will be here. You could save...
Dealing with Illness
Jul 21, 2020 | Financial Tip
Keep your fingers on the pulse of your financial health. Dealing with COVID-19 The Families First Coronavirus Response Act designates that testing for COVID-19 should be free to all Americans, whether they are insured or not. Care for coronavirus, on the other hand,...