Blog
Welcome to our Blog Library! Explore expert blogs, articles, and guides covering investment strategies, retirement planning, budgeting, and more.
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Credit Unions helped local businesses with PPP Loans
Jul 16, 2020 | Community Involvement
Credit Unions are known for helping their members and during the recent pandemic they were able to provide the SBA PPP Loan to these small businesses in their communities. United Financial Credit Union was was able to grant 48 PPP Loans at just over $3 million dollars...
First-Time Homebuyer? Make Sure You’re Prepared for These 7 Hidden Costs
Jul 7, 2020 | Financial Tip, Mortgage
BY: GREENPATH FINANCIAL WELLNESS (GreenPath is a service offered to United Financial Members) As real estate markets re-open across the country, current historically-low mortgage rates may make it seem like the perfect time to purchase your first home. For many,...
When to Buy a New Vehicle
Jun 30, 2020 | Auto, Financial Tip
When your vehicle breaks down, you know it’s time to get a new ride. But what about proactively selling your vehicle before it completely loses its value? Is there a best time to transition to a new vehicle? Here are our tips for when to buy a new car: Your Car Needs...
Common Financial Mistakes Young People Make and How to Avoid Them
Jun 30, 2020 | Financial Tip
Young people make mistakes, and that’s a part of growing up in life. However, financial mistakes can really set a young person back. Here’s some tips for young people to set themselves up for success and cultivating a healthy financial future: Using Credit Cards...
Free financial counseling for those facing financial challenges
Jun 2, 2020 | Uncategorized
Our hearts go out to all affected by the mid-Michigan floods. We know that recent times have been tough for many of you, and there may be challenges ahead. Please know that we are here to support you through these difficult times. If you’ve experienced a loss of...
5 Reasons to Switch to E-Statements
May 27, 2020 | Financial Tip
Every month statements are sent in the mail that end up cluttering desks and countertops. Credit card companies, financial institutions and lenders are among those who mail these to you every month in order to recover payments and to provide you with a report on the...
Impact Saginaw Provides Meals to Saginaw Children
May 5, 2020 | Community Involvement
Impact Saginaw Provides Meals to Saginaw Children With schools closed for the remainder of the school year due to the COVID-19 health crisis, the need to provide healthy nutritious food to Saginaw children is greater...
How Long to Keep Financial Documents
Apr 30, 2020 | Financial Tip
Are your paperwork, bills, and receipts piling up? It’s easy to file away or shred documents when you know what you should be keeping and for how long! Keep Permanently Tax returns Any payments you make to the government Legal filings Records of paid mortgages...
Should I Consider Travel Insurance?
Apr 30, 2020 | Financial Tip
Recent events have ruined a lot of peoples’ plans. Many people have had to cancel vacations and trips, and without travel insurance--they may not be receiving any refund. The need for travel insurance is clear, even when most people tend to take it for granted. So is...
Simple Home Upgrades
Apr 30, 2020 | Financial Tip
If you’re at home and itching to do something productive, why not do some simple upgrades that add value and curb appeal? Whether you plan on eventually selling or making this your forever home, it’ll brighten up your space! Paint This is probably the most obvious,...
Tips to Sticking to Your Budget
Apr 27, 2020 | Financial Tip, Saving
As the times show, when an emergency can occur--it eventually will. By keeping some money aside, you can be better prepared for events like loss of income or other financial emergencies. Putting money away each month is easy if you have money leftover after you...
Introducing Banzai Direct – Free Financial Education for Members
Apr 7, 2020 | Financial Tip, Our Products
As a valued member of United Financial Credit Union, we are committed to serving YOU. And as a benefit to you, we are providing you with free access to money management and financial education services. United Financial Credit Union has teamed up with Banzai in order...