Blog
Welcome to our Blog Library! Explore expert blogs, articles, and guides covering investment strategies, retirement planning, budgeting, and more.
Life is Better When You’re A Member!
Free financial counseling for those facing financial challenges
Jun 2, 2020 | Uncategorized
Our hearts go out to all affected by the mid-Michigan floods. We know that recent times have been tough for many of you, and there may be challenges ahead. Please know that we are here to support you through these difficult times. If you’ve experienced a loss of...
5 Reasons to Switch to E-Statements
May 27, 2020 | Financial Tip
Every month statements are sent in the mail that end up cluttering desks and countertops. Credit card companies, financial institutions and lenders are among those who mail these to you every month in order to recover payments and to provide you with a report on the...
Impact Saginaw Provides Meals to Saginaw Children
May 5, 2020 | Community Involvement
Impact Saginaw Provides Meals to Saginaw Children With schools closed for the remainder of the school year due to the COVID-19 health crisis, the need to provide healthy nutritious food to Saginaw children is greater...
How Long to Keep Financial Documents
Apr 30, 2020 | Financial Tip
Are your paperwork, bills, and receipts piling up? It’s easy to file away or shred documents when you know what you should be keeping and for how long! Keep Permanently Tax returns Any payments you make to the government Legal filings Records of paid mortgages...
Should I Consider Travel Insurance?
Apr 30, 2020 | Financial Tip
Recent events have ruined a lot of peoples’ plans. Many people have had to cancel vacations and trips, and without travel insurance--they may not be receiving any refund. The need for travel insurance is clear, even when most people tend to take it for granted. So is...
Simple Home Upgrades
Apr 30, 2020 | Financial Tip
If you’re at home and itching to do something productive, why not do some simple upgrades that add value and curb appeal? Whether you plan on eventually selling or making this your forever home, it’ll brighten up your space! Paint This is probably the most obvious,...
Tips to Sticking to Your Budget
Apr 27, 2020 | Financial Tip, Saving
As the times show, when an emergency can occur--it eventually will. By keeping some money aside, you can be better prepared for events like loss of income or other financial emergencies. Putting money away each month is easy if you have money leftover after you...
Introducing Banzai Direct – Free Financial Education for Members
Apr 7, 2020 | Financial Tip, Our Products
As a valued member of United Financial Credit Union, we are committed to serving YOU. And as a benefit to you, we are providing you with free access to money management and financial education services. United Financial Credit Union has teamed up with Banzai in order...
What IS A Roth IRA and Why Should You Contribute Each Paycheck
Mar 31, 2020 | Uncategorized
It’s never too early to start saving for your retirement! If you haven’t yet, you should research starting your own Roth IRA. At United Financial, we want to help you prepare financially for your future so that you can enjoy a comfortable and happy old age. United...
What to Do If Your Income Is Interrupted or Lost Unexpectedly: 5 Financial Steps to Take If You Can’t Work
Mar 25, 2020 | Financial Tip
BY: GREENPATH FINANCIAL WELLNESS ( GreenPath is a service offered to United Financial Members) As COVID-19 spreads in the U.S., people all over the country are beginning to feel its financial ripple effect. For the first time since the 1960s, people potentially...
Coronavirus and Your Finances: Preparing for an Emergency
Mar 23, 2020 | Financial Tip
BY: GREENPATH FINANCIAL WELLNESS (GreenPath is a FREE service offered to United Financial Members) Stay Calm, Wash Your Hands, and Follow These Tips for Financial Preparedness Never in a million years would you have made a specific financial plan for a new virus to...
Identity theft protection service for United Financial Members & eligible Family Members!
Mar 8, 2020 | Fraud Updates, Our Products
Identity theft is a crime in which an imposter gains access to another’s personal information, such as Social Security, credit card numbers, or medical insurance information and uses this information for personal gain. Identity theft might be the result of a lost or...