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Welcome to our Blog Library! Explore expert blogs, articles, and guides covering investment strategies, retirement planning, budgeting, and more.
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Financial Services to Help Make the Most of Your Tax Return
Winter brings all kinds of woes: bad weather, bad roads, the flu, and tax season. It’s time to gather receipts and prepare your 2017 tax return. It’s a time of mixed emotions. Will you owe the IRS? Or will your refund send you to Cancun for spring break? United...
Consolidate Your Post-Holiday Debt
Your holiday high is crashing. The joy of splurging on your loved ones has hit the hard reality of all those bills coming due. One way to get back on track financially is to consolidate your post-holiday debt. Spending a few minutes now to decide how you should...
You Don’t Have to Go Broke Attending Holiday Parties
Oh, the woes of being popular during the holidays. Each party invitation comes with an unwritten expectation to spend money on transportation, a host gift and a festive outfit. But party hopping doesn’t have to be expensive. Cut yourself some slack and accept these...
How to Keep Your Finances Warm this Winter
When you live in the north, winter’s deep freeze can cost you cold hard cash. Turn the thermostat up and watch your bank account plummet along with the temperature. Before your personal finances hit zero along with the thermometer, learn how to keep your finances warm...
Your Year-End Financial Checklist
Seven aspects of your financial life to review as the year draws to a close. Provided by Jonathan P. Dekker The end of a year makes us think about last-minute things we need to address and good habits we want to start keeping. To that end, here are seven...
Three Helpful Tips to Get Your Credit Back on Track
Whether you experienced a job loss or a lengthy illness, you aren’t alone if a financial setback has damaged your credit. You don’t need to be told that you need good credit. What you need are helpful tips to get your credit back on track. It might take some...
Reward Yourself with “UFirst Reward Checking” from United Financial
You’re always looking out for others. Always pinching pennies. Always ready to lend a hand for a good cause or a person in need. It’s about time you did something for yourself. It’s time to reward yourself with “UFirst Reward Checking” from United Financial. Not all...
Frequently Asked Questions (FAQs) about the Equifax data breach
Who/What is Equifax? Along with TransUnion and Experian, Equifax is one of the three major credit reporting agencies in the U.S. They track your entire financial history — every bill you pay, any loans you have, credit cards, credit inquiries and more. They use this...
What You Need to Know About Cyber Security and Protecting Your Identity
Has the recent Equifax breach kept you up at night, wondering if your information was compromised? Are you feeling insecure about cyber security? If you haven’t yet experienced identity theft, here is what you need to know about cyber security and protecting your...
What is my Credit Score?
We’ve all heard so much in recent years about “credit scores.” But, what are they and how are they used? Your credit score is a three-digit number generated by a mathematical algorithm using information in your credit report. It’s designed to predict risk,...
Seven Steps to a Successful Budget
Budgeting can be a simple and straightforward process. It can also be a rewarding experience for all family members. But, it takes interest and commitment. Here are seven steps to help you create a successful budget. Discuss Values – Determine what is most important...
Why a Credit Union is Better than a Bank
Banks are not the only financial institution around. If you use a bank simply because that’s what you’ve always done, you might be surprised to learn that when it comes to managing your finances, auto loans, mortgages, and planning for your retirement you could do...