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Welcome to our Blog Library! Explore expert blogs, articles, and guides covering investment strategies, retirement planning, budgeting, and more.
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Don’t miss the IRA contribution deadline.
Don’t miss the IRA contribution deadline. Be sure to make your 2017 IRA contribution before April 18. Fully funding your IRA for 2017 (and 2018) could mean a tremendous boost toward saving for retirement. If you’ve been contributing $50 or $100 to an IRA each month,...
Live, Work, Play: How United Financial Supports Local Communities
Community Involvement Is an American Value Americans are generous people who give of their time, talent, and finances to contribute to the communities in which they live, work, and play. Ask any American who volunteers for a cause why they do it and you’ll hear a...
It’s never too late or too soon to begin planning for retirement
Are you planning for retirement? Even if you don’t ever plan to retire, you can still pick up some tips for saving your hard earned dollars and making the most of them. For the rest of us, we know the day will come when we hope to retire. Whether that day is just...
Get GAP with Deductible Assistance and don’t let a wrecked vehicle wreck your finances
Guaranteed Asset Protection (GAP) is a great way to protect your finances if the value of your vehicle is less than the amount of your car loan. A good rule of thumb is to assume your new vehicle will lose on average 19% the first year you own it, half of which occurs...
Consolidate Your Post-Holiday Debt
Your holiday high is crashing. The joy of splurging on your loved ones has hit the hard reality of all those bills coming due. One way to get back on track financially is to consolidate your post-holiday debt. Spending a few minutes now to decide how you should...
You Don’t Have to Go Broke Attending Holiday Parties
Oh, the woes of being popular during the holidays. Each party invitation comes with an unwritten expectation to spend money on transportation, a host gift and a festive outfit. But party hopping doesn’t have to be expensive. Cut yourself some slack and accept these...
How to Keep Your Finances Warm this Winter
When you live in the north, winter’s deep freeze can cost you cold hard cash. Turn the thermostat up and watch your bank account plummet along with the temperature. Before your personal finances hit zero along with the thermometer, learn how to keep your finances warm...
Your Year-End Financial Checklist
Seven aspects of your financial life to review as the year draws to a close. Provided by Jonathan P. Dekker The end of a year makes us think about last-minute things we need to address and good habits we want to start keeping. To that end, here are seven...
Three Helpful Tips to Get Your Credit Back on Track
Whether you experienced a job loss or a lengthy illness, you aren’t alone if a financial setback has damaged your credit. You don’t need to be told that you need good credit. What you need are helpful tips to get your credit back on track. It might take some...
Reward Yourself with “UFirst Reward Checking” from United Financial
You’re always looking out for others. Always pinching pennies. Always ready to lend a hand for a good cause or a person in need. It’s about time you did something for yourself. It’s time to reward yourself with “UFirst Reward Checking” from United Financial. Not all...
Frequently Asked Questions (FAQs) about the Equifax data breach
Who/What is Equifax? Along with TransUnion and Experian, Equifax is one of the three major credit reporting agencies in the U.S. They track your entire financial history — every bill you pay, any loans you have, credit cards, credit inquiries and more. They use this...
What You Need to Know About Cyber Security and Protecting Your Identity
Has the recent Equifax breach kept you up at night, wondering if your information was compromised? Are you feeling insecure about cyber security? If you haven’t yet experienced identity theft, here is what you need to know about cyber security and protecting your...