Blog

Welcome to our Blog Library! Explore expert blogs, articles, and guides covering investment strategies, retirement planning, budgeting, and more. 

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Ten Rules for Successful Money Management

Ten Rules for Successful Money Management

Always remember that the most important factor in using money wisely is not how much money you make, but how you use it! Here are 10 rules that can help you achieve financial success. 1. Arrange a family system for handling money and make certain that everyone in the...

How to Establish Credit

How to Establish Credit

Many people want to know how they can establish or re-establish their credit history. This is an important issue because credit records are essential to obtain credit. The information in your credit report is used by potential creditors to determine if you are a good...

Why You Need to Join a Credit Union Today

  Fed up with your bank? Tired of the fees? You’d put your money elsewhere if there were only some other place to put it? You’re in luck! There is such a place! It’s called a credit union. If you think there isn’t any difference between a bank and a credit union,...

Saving More Money, Now & Later

Saving More Money, Now & Later

You could save today & tomorrow, often without that penny-pinching feeling. Provided by Jonathan P. Dekker Directly & indirectly, you might be able to save more per month than you think. Hidden paths to greater savings can be found at home and at work, and...

Do Your Homework before Heading to College

Do Your Homework before Heading to College

We all know how expensive college is. Are there ways to reduce the cost of a college education? There are many choices that impact college costs and when you do your research and communicate as a family, you will make wise and informed decisions. Explore the options...

Estimating Your Retirement Income Needs

Estimating Your Retirement Income Needs

You know how important it is to plan for your retirement, but where do you begin? One of your first steps should be to estimate how much income you'll need to fund your retirement. That's not as easy as it sounds, because retirement planning is not an exact science....

Are You Financially Healthy?

Are You Financially Healthy?

Traditional financial literacy efforts haven’t been a rousing success. Research from Harvard Business School shows that even Americans who are taught personal finance in school don’t seem to save more or manage credit better than anyone else. That’s why many experts...

Debit Card and PELL Grant Scams Ramping Up

Debit Card and PELL Grant Scams Ramping Up

In an effort to inform individuals, area credit unions would like to make the public aware of two active scams going on in our region. Although it has been ongoing, the frequency and the boldness of the scammers are ramping up. There are two major types of scams...