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Enjoy Your Summer Vacation — Without Maxing Out Your Credit Cards
School is out, and summer is upon us. It's time to let loose and have some fun. That sounds great in theory, but it can be horrible for our finances if we aren't careful — especially when it comes to taking summer vacations. For many people, travel is a...
Are You Financially Healthy?
Traditional financial literacy efforts haven’t been a rousing success. Research from Harvard Business School shows that even Americans who are taught personal finance in school don’t seem to save more or manage credit better than anyone else. That’s why many experts...
Allowances Don’t Teach Kids About Money — You Do
Many parents tell me they feel guilty about allowances. They aren’t consistent about when and how they give their kids money. They wonder if allowances should be tied to chores. Even how they dole out money can be a problem. Cash is easiest, but much of what kids want...
4 Ways to Manage the Cost of Raising a Baby
Kids are expensive, and estimating how much you’ll spend on your first bundle of joy is tricky. There are diapers, clothing, furniture, food and toys to think of, as well as costs that may not spring immediately to mind, like life insurance and college savings. But...
Debit Card and PELL Grant Scams Ramping Up
In an effort to inform individuals, area credit unions would like to make the public aware of two active scams going on in our region. Although it has been ongoing, the frequency and the boldness of the scammers are ramping up. There are two major types of scams...
To Reach Your Savings Goals, Take These Steps
Saving money is often easier said than done, but it doesn’t have to be difficult. Setting clear goals can motivate you to take action, focus on what’s important and steer clear of overspending. Here are a few tips on how to set your savings goals. Map out your goals...
Outdoor Home Renovations? Think Budget and Scope
By Nino Sitchinava Learn more about Nino on NerdWallet's Ask an Advisor Many homeowners view their outdoor spaces as their own personal oases, places where they can relax, dine and spend time with their friends and loved ones. In light of this, it makes sense that...
United Financial holds Ribbon Cutting at new Chesaning Location
United Financial Credit Union opened their new Chesaning office at 1720 W. Brady Road (M-57) with a ribbon cutting ceremony on March 15, 2017. The one level, 2,000 square foot building on Brady Rd. replaced the office located at 124 N. Third Street. “United Financial...
Best Ways to Use a Tax Refund
Over the past few years, the average federal tax refund has come to about $3,000. That's not exactly chump change. With the filing deadline approaching, it's not too early to begin thinking about how you'll use a refund this year. Here are five pointers to keep in...
Preventing Tax Return Fraud
Identity theft continues to be a booming business: In 2014, 17.6 million Americans fell victim, and cybercriminals made off with $15.4 billion. And tax refund theft remains a lucrative piece of that business, despite the IRS' efforts to stamp it out. How do hackers do...
United Financial Credit Union Announces Merger with Christopher Credit Union
The membership of Christopher Credit Union in Chesaning, MI; voted to merge with United Financial Credit Union on November 21, 2016. This merger will provide new opportunities and services to the members of the credit union. The merger met with a 100% approval...
United Financial and Stretch Limo Pay It Forward
United Financial Credit Union and Stretch Limo joined together to run a special contest in October. They asked the public for nominations of individuals, teams, businesses, or anyone that they felt deserved to be “Paid Forward” for going above & beyond and why....