Blog
Welcome to our Blog Library! Explore expert blogs, articles, and guides covering investment strategies, retirement planning, budgeting, and more.
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2:1 Buydown vs Balloon Mortgages
If you are looking for a better alternative to fit your family’s needs in terms of a mortgage, instead of paying (or using money the seller is giving to you for your closing costs) look at the Balloon Mortgage and save yourself some undue headache over the next couple of years, only to be back where you are right now.
Engaged? Follow These Tips for Couples Preparing for Marriage
If you’ve recently become engaged, then you know it’s one of the most exciting and intimidating phases of your life! Whether or not you’ve been living together with your significant other, marriage will be a legally-binding contract that marries your finances...
Tips for Reducing Everyday Spending
Global inflation has prices rising everywhere, making it harder to save money or stick to established budgets. Rising prices on necessary items like groceries and gas mean less budget for everything else, but here are tips for reducing spending where you may be able...
Coping with Inflation? Be Budget Aware.
Inflation continues to put pressure on household budgets. From groceries to gas, record-breaking inflation means the purchasing power of your money is decreasing each month. Our partner GreenPath Financial Wellness offers you the following steps to keep “budget aware” to help navigate this period of high inflation, however long it lasts.
United Financial collects purses and personal hygiene items for local women’s shelters
United Financial Credit Union was formed on the principle of cooperation. We believe we’re stronger when we work together for the good of all. That’s why our mission goes beyond financial services and goes beyond our doors. We’re committed to giving back to the...
Talking to Your Kids About Money
Parents know that it can be difficult to teach a child not to do something dangerous, even something as simple as not sticking their fingers into the electrical outlet. So it makes sense that a lot of parents stress over the idea of their kids making expensive...
Build Up Your Credit Score with These Tips
Your credit score is used to determine whether or not you will be approved for new loans and mortgages. It’s also used to calculate your interest rate, so maintaining a high credit score is a guaranteed way to save money on interest payments in your lifetime. Going...
Lost Wallet or Cards? Here’s What To Do
Misplacing things is a common occurrence, but it’s never a good feeling when you realize you can’t locate your wallet or debit card. Did you leave it somewhere public? Could someone find it and start spending your money? Don’t panic. Instead, follow these steps if you...
How Healthy is Your Housing Budget?
By GreenPath Financial Wellness Rent and home prices are hitting record highs recently and many of us face challenges when it comes to affordable housing. What’s a healthy amount of your monthly budget to spend on housing? A common rule of thumb when it comes...
Is Putting Off Buying a Home Costing You?
You don’t have to make the journey of buying your first home alone. It’s why we have mortgage brokers in our offices. Come talk with us about your homeownership goals and we can help you understand the correct actions to take to get there.
Repair or Replace? What to Do with Your Broken Down Car
As your car gets up into the later years of its life, breakdowns will become more and more common. Key components in the vehicle gear down and fail, your wallet will feel those repair costs. A replacement vehicle may become a more appealing option compared to spending...
What is the True Cost of Convenience?
By GreenPath Financial Wellness The ease and convenience of home grocery delivery and meal delivery services can be a lifesaver as people continue to manage through COVID - especially for the homebound or those with high-risk health conditions. Food delivery is also...