Money management made effortless.

Take control of your finances and reap the rewards with United Financial Credit Union’s checking and debit card solutions. Experience convenience, security, and flexibility like never before.

Make purchases? Check.

Pay bills? Check.

Get cash? Check.

When you need the speed of right now, you need the right debit card in your pocket. We have a variety of checking account options with different perks, access to 30,000 surcharge-free ATMs, and a team fully prepared to help you find your perfect fit.

Free ATM Withdrawals

Enjoy no surcharge on thousands of ATMs across our CO-OP network.

Rewards That Matter

Stay in control of your finances with our suite of digital banking tools, including online banking, mobile apps, and bill pay services.

Instant Issue Debit Card

Instant Issue Debit Card get your on your way, quick and efficient way to access your funds and manage your finances without delay.

We have a checking account for you!

UFirst Elite Checking

Receive an above market rate and exclusive account perks with your Elite Checking Account!

UFirst Secure Checking

Security and peace of mind with your checking

Free Checking

Enjoy a hassle-free checking account with no minimum balance requirement and no monthly fees

Fresh Start Checking

Rebuild or reestablish a positive checking account history with this account designed just for you.

 

UFirst Elite Checking

UFirst Secure Checking

Personal Checking

Fresh Start Checking

Minimum Balance

$0

$0

$0

$0

Per Check Fee

None

None

None

None

Monthly Fee

$3.99 a month

$2.99 a month

None

$5 a month

 

UFirst Elite Checking

Must meet monthly requirements to qualify for rate listed below.

Based on Average Daily Balance of :

APY**
Variable

$0 – $10,000

6.00%

$10,001 and up

0.00%

 

Rates effective as of July 1, 2024
Fees could reduce earnings

 

Helpful Financial Resources and Calculators

Online Banking

Manage your accounts from anywhere, anytime

Mobile Banking App

Stay connected to your finances on the go

Bill Pay Services

Simplify your bill payments and never miss a due date

Financial Education Resources

Learn how to make the most of your checking account and debit card

Boost your savings potential with a Certificate of Deposit!

Life is better when you’re a member.